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The Great Aussie Public Liability Insurance Handbook

This comprehensive eBook is designed to help you navigate through the complex world of public liability insurance, providing you with the knowledge and tools to protect your business and its assets.
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Professionals Insurance Articles

How to Build Your Brand as a Freelance Consultant in Australia
How to Build Your Brand as a Freelance Consultant in Australia
In the fast-paced world of freelancing, building a strong personal brand is not just an option; it’s a necessity. For consultants, your brand sets you apart from the competition and acts as your professional identity. Personal branding helps convey your values, skills, and the unique perspective you bring to the table. - read more
The Importance of Public Liability Insurance for Professional Consultants
The Importance of Public Liability Insurance for Professional Consultants
Public liability insurance is a type of insurance coverage that protects businesses and individuals from the financial risks associated with claims of personal injury or property damage to third parties. Essentially, it is a safety net that helps manage the potential costs that come with accidents or mishaps that occur in the course of conducting one's business activities. - read more
Building a Resilient Consulting Business: Tips for Risk Reduction
Building a Resilient Consulting Business: Tips for Risk Reduction
In the competitive world of consulting, building a resilient business is essential for both growth and sustainability. Understanding how to reduce risks is a vital component of this resilience. Consultants, whether seasoned professionals or new freelancers, must be aware of the myriad risks that can impact their business operations and client relationships. - read more
Understanding Professional Indemnity Insurance: A Guide for Australian Consultants
Understanding Professional Indemnity Insurance: A Guide for Australian Consultants
Professional indemnity insurance is a type of insurance designed to protect professionals against claims made by clients for losses or damages incurred due to the services they have provided. It essentially acts as a safety net, safeguarding professionals when things don't go as planned, whether because of an error, an omission, or alleged negligence. - read more

Insurance News

New Association Established to Elevate Standards of Expert Reports in Insurance Claims
New Association Established to Elevate Standards of Expert Reports in Insurance Claims
20 Dec 2025: Paige Estritori
The insurance industry has long grappled with inconsistencies and varying quality in expert reports, which are pivotal in claims assessments. In response, the Association of Insurance Building & Engineering Consultants (AIBEC) has been established to address these challenges and elevate industry standards. - read more
Commercial Insurance Rates in the Pacific Region Experience Notable Decline
Commercial Insurance Rates in the Pacific Region Experience Notable Decline
20 Dec 2025: Paige Estritori
The commercial insurance landscape in the Pacific region has undergone significant changes, with Marsh's latest report indicating a 6% decline in rates during the third quarter of 2024. This trend reflects a broader global pattern, as the report also notes the first worldwide rate drop in seven years. - read more

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Knowledgebase
Subrogation:
An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.