Consultants Insurance Online :: Calculators

Consultants Insurance Online Financial Calculators

Consultants Insurance Online is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Professional Indemnity Insurance Calculator
Estimate your professional indemnity insurance needs with our Professional Indemnity Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Cyber Insurance Calculator
Estimate your cyber insurance needs with our Cyber Insurance Calculator. Calculate the right levels of cover to protect your business and secure your financial livelihood.
Public Liability Insurance Calculator
Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Income Protection Insurance Calculator
Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Insurance News

Softer premiums do not remove the need for sharper cover checks
Softer premiums do not remove the need for sharper cover checks
15 Sep 2026: Paige Estritori
Recent commercial insurance market commentary points to a more favourable pricing environment for many Australian business buyers, with competition returning in some lines after several years of tougher renewal conditions. For consultants, this is welcome news, but it should not be mistaken for a signal that professional risk has become simple or low-cost to insure. - read more
Why steadier insurer results still call for a cover review
Why steadier insurer results still call for a cover review
08 Sep 2026: Paige Estritori
APRA’s latest general insurance data suggests the Australian insurance sector is operating on a steadier footing, with industry results supported by firmer underwriting discipline, investment returns and ongoing attention to capital strength. For consultants, that is broadly positive news: a healthier insurance market can help maintain capacity and give buyers more room to discuss cover options at renewal. - read more
Why climate disclosure rules should prompt a cover check
Why climate disclosure rules should prompt a cover check
01 Sep 2026: Paige Estritori
Australia’s mandatory climate-related financial disclosure regime is moving from policy discussion into practical reporting, and consultants who support sustainability, governance, risk, data, finance or transformation projects should pay close attention. The rules initially apply to larger entities, but their impact is likely to spread through procurement, due diligence and supply chain expectations. - read more
Why liability cover still deserves close attention
Why liability cover still deserves close attention
25 Aug 2026: Paige Estritori
Recent Australian insurance market commentary points to a more balanced environment for many commercial buyers, but consultants should be careful not to read softer pricing as a signal that liability risks have become less important. Insurers remain alert to the cost of defending claims, the complexity of professional disputes and the way contract obligations can expand exposure beyond what a consultant may have originally priced into an engagement. - read more
Professionals Insurance Articles

Building a Resilient Consulting Business: Tips for Risk Reduction
Building a Resilient Consulting Business: Tips for Risk Reduction
In the competitive world of consulting, building a resilient business is essential for both growth and sustainability. Understanding how to reduce risks is a vital component of this resilience. Consultants, whether seasoned professionals or new freelancers, must be aware of the myriad risks that can impact their business operations and client relationships. - read more
Understanding Insurance Requirements in Consulting Contracts
Understanding Insurance Requirements in Consulting Contracts
Client contracts, tenders and supplier onboarding forms often ask consultants to hold specific insurance. This guide explains how to read those requirements, what certificates of currency show, and when to seek legal, broker or insurer guidance before agreeing to a clause. - read more
What Insurance Do Consultants Need in Australia?
What Insurance Do Consultants Need in Australia?
Consultants in Australia may need different types of insurance depending on the advice they provide, how they work, their clients, contracts, staff and business assets. This guide explains common cover types and what to consider before choosing a policy. - read more
How Claims-Made Professional Indemnity Insurance Works for Consultants
How Claims-Made Professional Indemnity Insurance Works for Consultants
Professional indemnity insurance for consultants is usually arranged on a claims-made basis, which means timing matters. This guide explains claims-made cover, retroactive dates, notification obligations, continuous cover and run-off cover for Australian consultants. - read more

Knowledgebase
Surrender Value:
The amount of money an insurance policyholder will receive if they voluntarily terminate the policy before it matures.